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Sankore

Named after the University of Sankore in Timbuktu — one of the world’s oldest centres of learning. Every figure here is computed from work-level records in our own graph, never copied from a source’s summary count.

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ORCID — researcher identity
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Coverage is partial and says so. A country appears with its research output only once its works have been swept; until then the portal shows whatever the graph happens to hold for it and labels it as exactly that.

Usman Ahmed Hafiz · Sankore

Abubakar Tafawa Balewa University

Usman Ahmed Hafiz

ORCID, self-asserted

ORCID 0000-0002-8995-0314

This profile carries an ORCID the researcher published on their own record — the strongest evidence available short of a human confirming it.

Publications

6

Citations

23

h-index

3

Computed over the works the graph holds, so it is a floor rather than a career figure.

i10-index

1

Works published 2022 onward have been swept for this country. Figures are complete within that window, to the extent the open indexes are.

Publications

6 works in the graph, newest first.

Digital transformation in Islamic insurance: the effect of Insurtech on customer satisfaction of Takaful in Malaysia using structural equation modelling
2026SN Business & EconomicsJournalSenior author0 citations10.1007/s43546-026-01173-x
The Moderating Role of Innovation on Institutional Components and Life Insurance Penetration: Evidence from Sub-Saharan Africa
2022International Journal of Applied Economics Finance and AccountingJournalOpen accessFirst author7 citations10.33094/ijaefa.v13i2.628
Insurance Literacy, Risk Knowledge Management, Risk-Taking Propensity and Economic Sustainability among SMEs: The Moderating Effect of Financial Inclusion
2022Journal of Social Economics ResearchJournalOpen access10 citations10.18488/35.v9i2.3120
Underpinning Hawley’s Risk Theory of Profit on Risk Intelligence and Sustainability Relations of SMEs in Nigeria
2022Ilomata International Journal of ManagementJournalOpen accessSenior author2 citations10.52728/ijjm.v3i2.469
Exploratory Factor Analysis of Risk Intelligence Factors in Nigerian Small and Medium Enterprises
2022International Journal of Applied Economics Finance and AccountingJournalOpen access4 citations10.33094/ijaefa.v12i2.544
Acceptance of Interest-Free Banking among Small and Medium Enterprises: A Structural Equation Model
2022Albukhary Social Business JournalJournalOpen accessSenior author0 citations10.55862/asbjv3i2a004